Payment Plans
Providence Health payment plans help patients manage their medical expenses in a more manageable way. Payment plans allow patients to spread out their payments over a period of time, easing the financial burden of large medical bills.
Providence Health Payment Plans
Providence Health payment plans are easy to set up and include the following benefits:
1: Manageable Payments: Spreading out payments over time makes it easier to manage large medical bills without straining your finances.
2: Avoiding Collections: Setting up a payment plan helps avoid having your account sent to collections, which can negatively impact your credit score.
3:Interest-Free Options: Many payment plans are interest-free if paid within a certain period, reducing the overall cost compared to credit card interest rates.
4: Financial Flexibility: Payment plans provide flexibility, allowing you to balance your medical expenses with other financial obligations.
- No interest payments starting at $25 a month
- No penalties for early payments
- No monthly stress or hassle – Set up automatic payments from your credit/debit card or bank account
How to Set Up a Payment Plan
To set up a payment plan with Providence Health, follow these steps:
1: Review Your Bill: Before setting up a payment plan, review your bill to understand the total amount due and any due dates.
2: Contact Providence Health Billing Office:
- Phone: Call the billing office at the number provided on your billing statement or use the general billing contact number. Customer service team can assist. Visit Contact Resources to get the phone number for your nearest location.
- Online: Some payment plans may be set up through the Providence Health website or MyChart portal, depending on the specific options available. Payment plans can be set up by navigating to your billing portal. Go to https://pay.providence.org/ to find your provider’s billing portal.
3: Discuss Your Options:
- Explain your financial situation to the billing representative.
- Ask about the available payment plan options, including the duration, monthly payment amounts, and any interest rates that may apply.
4: Choose a Plan: Select a payment plan that best suits your financial situation. Make sure to confirm the terms, including the total number of payments and the due date for each installment.
5: Provide Required Information: You may need to provide personal and financial information to set up the payment plan. This can include:
- Billing account number
- Contact information
- Preferred payment method (e.g., bank account or credit card details)
6: Set Up Automatic Payments (Optional): To ensure timely payments, consider setting up automatic payments. This can often be done through MyChart or by providing your bank or credit card information to the billing office.
7: Confirm the Plan: Ensure you receive a confirmation of the payment plan details in writing, either via email or regular mail. This should include the total amount due, payment schedule, and any other relevant terms.
8: Make Payments: Follow the agreed-upon payment schedule and make your payments on time. Keep track of your payments and remaining balance.
How to Access Financial Assistance at Providence
At Providence, we want to support everyone who comes to us for care, regardless of coverage or ability to pay. Patients with questions or concerns about their medical bills are encouraged to contact us to see what options may be available to help them, including financial assistance.
Our financial counselors can help you:
- Apply for government and community-based assistance
- Apply for financial assistance and medical coverage
- Get free or low-cost care if you are eligible
- Explore interest-free, long-term payment plan options
Download Application at https://www.providence.org/billing-support/payment-plans#